/* FINBANK · banco digital de Findley Finance
   Paleta propia (distinta al verde de Findley Finance): ciruela profundo, coral y lila. */
:root {
  --tinta: #1d0b2b;
  --tinta-2: #3b2a4a;
  --gris: #6f6280;
  --linea: #ece4f5;
  --fondo: #fbf8ff;
  --blanco: #ffffff;
  --ciruela: #2a0b40;
  --ciruela-2: #4b1772;
  --ciruela-3: #6d28a8;
  --coral: #ff6b5b;
  --coral-2: #ff8f6b;
  --durazno: #ffc9a8;
  --lila: #c8b4ff;
  --lila-suave: #f1ebff;
  --menta: #5ee6c0;
  --grad: linear-gradient(120deg, #ff6b5b 0%, #ff8f6b 35%, #c8b4ff 100%);
  --grad-osc: radial-gradient(1200px 600px at 80% -10%, #6d28a8 0%, transparent 60%), radial-gradient(900px 500px at 0% 100%, #ff6b5b33 0%, transparent 60%), #2a0b40;
  --radio: 24px;
  --sombra: 0 40px 80px -35px rgba(42, 11, 64, .45);
  --sombra-suave: 0 14px 34px -18px rgba(42, 11, 64, .25);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: "Plus Jakarta Sans", system-ui, sans-serif; color: var(--tinta); background: var(--fondo); line-height: 1.55; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
a { color: inherit; text-decoration: none; }
img, svg { display: block; }
button, input, select { font: inherit; }
.envoltura { width: min(1180px, 100% - 32px); margin-inline: auto; }
.ico { width: 22px; height: 22px; stroke: currentColor; fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* Aviso superior */
.aviso { background: var(--ciruela); color: #e9defa; font-size: 13px; text-align: center; padding: 9px 16px; }
.aviso b { color: var(--durazno); }

/* Navegación */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(251, 248, 255, .82); backdrop-filter: blur(14px); border-bottom: 1px solid var(--linea); }
.nav .envoltura { display: flex; align-items: center; justify-content: space-between; height: 70px; gap: 16px; }
.logo { display: flex; align-items: center; gap: 10px; }
.logo-marca { width: 38px; height: 38px; border-radius: 12px; background: var(--grad); display: grid; place-items: center; color: var(--ciruela); font-weight: 800; font-size: 18px; box-shadow: 0 8px 20px -8px #ff6b5b; }
.logo-texto { line-height: 1.05; }
.logo-texto small { display: block; font-size: 10.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--gris); font-weight: 600; }
.logo-texto strong { font-size: 21px; letter-spacing: -.02em; }
.logo-texto strong span { color: var(--coral); }
.nav-enlaces { display: flex; gap: 26px; font-size: 14.5px; font-weight: 600; color: var(--tinta-2); }
.nav-enlaces a:hover { color: var(--coral); }
.boton { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; cursor: pointer; border-radius: 999px; padding: 13px 22px; font-weight: 700; font-size: 15px; transition: transform .2s, box-shadow .2s, background .2s; white-space: nowrap; }
.boton:hover { transform: translateY(-2px); }
.boton-pri { background: var(--coral); color: #fff; box-shadow: 0 14px 30px -12px var(--coral); }
.boton-pri:hover { background: #ff5747; }
.boton-sec { background: rgba(255,255,255,.1); color: #fff; border: 1px solid rgba(255,255,255,.25); }
.boton-claro { background: var(--blanco); color: var(--ciruela); border: 1px solid var(--linea); }
.nav .boton { padding: 10px 18px; font-size: 14px; }

/* Hero */
.hero { background: var(--grad-osc); color: #fff; padding: 80px 0 110px; position: relative; overflow: hidden; }
.hero::after { content: ""; position: absolute; inset: auto 0 0 0; height: 120px; background: linear-gradient(transparent, rgba(0,0,0,.15)); pointer-events: none; }
.hero .envoltura { display: grid; grid-template-columns: 1.05fr .95fr; gap: 50px; align-items: center; position: relative; z-index: 1; }
.chip { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; font-size: 13px; font-weight: 700; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); color: var(--durazno); }
.chip .punto { width: 8px; height: 8px; border-radius: 50%; background: var(--menta); box-shadow: 0 0 0 4px #5ee6c033; animation: latido 1.8s infinite; }
@keyframes latido { 50% { box-shadow: 0 0 0 8px #5ee6c000; } }
.hero h1 { font-size: clamp(40px, 6vw, 72px); line-height: 1.02; letter-spacing: -.035em; margin: 22px 0 20px; font-weight: 800; }
.hero h1 em { font-style: normal; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero p.lead { font-size: 19px; color: #d9cdea; max-width: 520px; }
.hero-acciones { display: flex; gap: 12px; margin-top: 32px; flex-wrap: wrap; }
.hero-datos { display: flex; gap: 34px; margin-top: 44px; flex-wrap: wrap; }
.hero-datos div strong { display: block; font-size: 28px; letter-spacing: -.02em; }
.hero-datos div span { font-size: 13px; color: #bfaed6; }

/* Escena hero: teléfono + tarjeta */
.escena { position: relative; height: 560px; perspective: 1200px; }
.telefono { position: absolute; right: 30px; top: 0; width: 270px; height: 550px; border-radius: 42px; background: #120420; border: 8px solid #3a1856; box-shadow: var(--sombra), 0 0 0 1px #ffffff14; padding: 22px 16px; overflow: hidden; }
.telefono .isla { width: 90px; height: 24px; background: #000; border-radius: 20px; margin: -8px auto 18px; }
.app-saludo { font-size: 13px; color: #bfaed6; }
.app-saldo { font-size: 32px; font-weight: 800; letter-spacing: -.03em; margin: 2px 0 14px; }
.app-saldo small { font-size: 16px; color: #bfaed6; font-weight: 600; }
.app-botones { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-bottom: 18px; }
.app-botones span { display: grid; place-items: center; gap: 4px; font-size: 10px; color: #d9cdea; }
.app-botones i { width: 42px; height: 42px; border-radius: 14px; background: #ffffff12; display: grid; place-items: center; color: var(--durazno); }
.app-botones .ico { width: 18px; height: 18px; }
.app-meta { background: linear-gradient(135deg, #ff6b5b, #ff8f6b); border-radius: 18px; padding: 14px; color: #2a0b40; margin-bottom: 12px; }
.app-meta b { display: block; font-size: 13px; }
.app-meta .barra { height: 7px; border-radius: 9px; background: #2a0b4033; margin-top: 10px; overflow: hidden; }
.app-meta .barra i { display: block; height: 100%; width: 68%; background: #2a0b40; border-radius: 9px; animation: llenar 2.4s ease-out; }
@keyframes llenar { from { width: 0; } }
.app-mov { display: flex; justify-content: space-between; align-items: center; padding: 10px 2px; border-bottom: 1px solid #ffffff10; font-size: 12.5px; }
.app-mov small { display: block; color: #9d8bb6; font-size: 11px; }
.app-mov .mas { color: var(--menta); font-weight: 700; }
.tarjeta-hero { position: absolute; left: 0; bottom: 40px; width: 330px; transform-style: preserve-3d; transition: transform .15s ease-out; animation: flotar 6s ease-in-out infinite; }
@keyframes flotar { 50% { translate: 0 -12px; } }

/* Tarjeta FinBank (reutilizable) */
.tarjeta { aspect-ratio: 1.586; border-radius: 20px; padding: 22px; position: relative; overflow: hidden; color: #fff; background: var(--fondo-tarjeta, linear-gradient(135deg, #ff6b5b, #c8b4ff)); box-shadow: 0 30px 60px -25px rgba(0,0,0,.55); display: flex; flex-direction: column; justify-content: space-between; transition: background .5s; }
.tarjeta::before { content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%; right: -90px; top: -110px; background: rgba(255,255,255,.18); }
.tarjeta::after { content: ""; position: absolute; inset: 0; background: linear-gradient(115deg, transparent 30%, rgba(255,255,255,.35) 48%, transparent 62%); transform: translateX(var(--brillo, -60%)); transition: transform .2s; }
.tarjeta-sup, .tarjeta-inf { display: flex; justify-content: space-between; align-items: center; position: relative; z-index: 1; }
.tarjeta-marca { font-weight: 800; font-size: 20px; letter-spacing: -.02em; }
.tarjeta-chip { width: 42px; height: 32px; border-radius: 7px; background: linear-gradient(135deg, #f5d9a8, #c9a46a); position: relative; z-index: 1; }
.tarjeta-num { font-size: 17px; letter-spacing: .16em; font-weight: 600; position: relative; z-index: 1; opacity: .95; }
.tarjeta-nombre { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; font-weight: 700; }
.tarjeta-sin { width: 22px; height: 22px; opacity: .9; }

/* Cinta */
.cinta { background: var(--coral); color: var(--ciruela); overflow: hidden; padding: 14px 0; font-weight: 800; font-size: 15px; }
.cinta-pista { display: flex; gap: 46px; width: max-content; animation: correr 32s linear infinite; }
.cinta-pista span { display: flex; align-items: center; gap: 46px; white-space: nowrap; }
.cinta-pista span::after { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--ciruela); }
@keyframes correr { to { transform: translateX(-50%); } }

/* Secciones */
section { padding: 100px 0; }
.titulo-seccion { max-width: 680px; margin-bottom: 50px; }
.titulo-seccion .etiqueta { color: var(--coral); font-weight: 800; font-size: 13px; letter-spacing: .14em; text-transform: uppercase; }
.titulo-seccion h2 { font-size: clamp(32px, 4.4vw, 50px); line-height: 1.06; letter-spacing: -.03em; margin: 12px 0 14px; }
.titulo-seccion p { color: var(--gris); font-size: 17.5px; }
.centro { text-align: center; margin-inline: auto; }

.rejilla { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.producto { background: var(--blanco); border: 1px solid var(--linea); border-radius: var(--radio); padding: 30px; transition: transform .3s, box-shadow .3s, border-color .3s; position: relative; }
.producto:hover { transform: translateY(-6px); box-shadow: var(--sombra-suave); border-color: var(--lila); }
.producto .icono { width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center; background: var(--lila-suave); color: var(--ciruela-3); margin-bottom: 20px; }
.producto:nth-child(3n+2) .icono { background: #ffe9e5; color: var(--coral); }
.producto:nth-child(3n) .icono { background: #ddf9f0; color: #0f8a6a; }
.producto h3 { font-size: 20px; letter-spacing: -.01em; margin-bottom: 8px; }
.producto p { color: var(--gris); font-size: 15px; }
.producto .sello { position: absolute; top: 22px; right: 22px; font-size: 11px; font-weight: 800; padding: 5px 10px; border-radius: 999px; background: var(--lila-suave); color: var(--ciruela-3); }

/* Bloques interactivos */
.oscuro { background: var(--grad-osc); color: #fff; }
.oscuro .titulo-seccion p { color: #d0c2e2; }
.oscuro .titulo-seccion .etiqueta { color: var(--durazno); }
.diseno { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.diseno-tarjeta { perspective: 1200px; max-width: 430px; width: 100%; margin-inline: auto; cursor: pointer; }
.giro { position: relative; transform-style: preserve-3d; transition: transform .8s cubic-bezier(.2,.8,.2,1); }
.giro.volteada { transform: rotateY(180deg); }
.giro .tarjeta { backface-visibility: hidden; }
.giro .reverso { position: absolute; inset: 0; transform: rotateY(180deg); padding: 0; justify-content: flex-start; }
.reverso .banda { height: 46px; background: #10041b; margin-top: 26px; }
.reverso .firma { margin: 18px 22px; display: flex; gap: 12px; align-items: center; position: relative; z-index: 1; }
.reverso .firma div { flex: 1; height: 38px; border-radius: 6px; background: repeating-linear-gradient(45deg, #fff, #fff 6px, #f1ebff 6px, #f1ebff 12px); }
.reverso .firma b { background: #fff; color: #2a0b40; padding: 7px 12px; border-radius: 6px; font-size: 14px; }
.reverso p { padding: 0 22px; font-size: 11px; opacity: .85; position: relative; z-index: 1; }
.pista { text-align: center; font-size: 13px; color: #bfaed6; margin-top: 16px; }
.controles label { display: block; font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: #d0c2e2; margin: 26px 0 10px; }
.colores { display: flex; gap: 12px; flex-wrap: wrap; }
.color { width: 50px; height: 50px; border-radius: 16px; border: 3px solid transparent; cursor: pointer; transition: transform .2s; }
.color:hover { transform: scale(1.08); }
.color.activo { border-color: #fff; box-shadow: 0 0 0 4px #ffffff30; }
.campo { width: 100%; padding: 15px 18px; border-radius: 14px; border: 1px solid rgba(255,255,255,.2); background: rgba(255,255,255,.08); color: #fff; font-size: 16px; outline: none; }
.campo:focus { border-color: var(--coral); }
.campo::placeholder { color: #a493bd; }
.opciones { display: flex; gap: 10px; flex-wrap: wrap; }
.opcion { padding: 10px 16px; border-radius: 999px; border: 1px solid rgba(255,255,255,.22); background: transparent; color: #fff; cursor: pointer; font-weight: 600; font-size: 14px; }
.opcion.activo { background: #fff; color: var(--ciruela); }

/* Metas */
.metas { display: grid; grid-template-columns: 1fr 1.1fr; gap: 26px; }
.panel { background: var(--blanco); border: 1px solid var(--linea); border-radius: 28px; padding: 32px; box-shadow: var(--sombra-suave); }
.panel h3 { font-size: 20px; margin-bottom: 4px; }
.panel .sub { color: var(--gris); font-size: 14.5px; margin-bottom: 18px; }
.metas-tipos { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 24px; }
.meta-tipo { border: 1px solid var(--linea); background: var(--fondo); border-radius: 16px; padding: 14px 8px; cursor: pointer; display: grid; place-items: center; gap: 6px; font-size: 13px; font-weight: 700; color: var(--tinta-2); transition: all .2s; }
.meta-tipo.activo { border-color: var(--coral); background: #fff2ef; color: var(--coral); }
.deslizador { margin-bottom: 22px; }
.deslizador-cab { display: flex; justify-content: space-between; font-size: 14px; font-weight: 700; margin-bottom: 10px; }
.deslizador-cab output { color: var(--ciruela-3); font-size: 18px; }
input[type=range] { width: 100%; accent-color: var(--coral); height: 6px; }
.resultado { background: var(--ciruela); color: #fff; border-radius: 28px; padding: 34px; position: relative; overflow: hidden; display: flex; flex-direction: column; }
.resultado::before { content: ""; position: absolute; width: 300px; height: 300px; border-radius: 50%; background: #ff6b5b30; right: -100px; top: -120px; filter: blur(10px); }
.resultado small { color: #c9b8df; font-size: 14px; position: relative; }
.resultado .grande { font-size: clamp(40px, 5vw, 58px); font-weight: 800; letter-spacing: -.04em; line-height: 1.05; margin: 6px 0 4px; position: relative; }
.resultado .grafico { margin-top: auto; padding-top: 26px; position: relative; }
.barras { display: flex; align-items: flex-end; gap: 4px; height: 140px; }
.barras i { flex: 1; border-radius: 5px 5px 2px 2px; background: linear-gradient(to top, var(--coral), var(--durazno)); transition: height .5s cubic-bezier(.2,.8,.2,1); min-height: 3px; }
.leyenda { display: flex; justify-content: space-between; gap: 12px; margin-top: 18px; font-size: 13px; color: #c9b8df; flex-wrap: wrap; }
.leyenda b { color: #fff; display: block; font-size: 17px; }
.nota { font-size: 12px; color: var(--gris); margin-top: 14px; }
.resultado .nota { color: #a995c4; position: relative; }

/* Redondeo */
.redondeo { display: grid; grid-template-columns: 1.1fr .9fr; gap: 26px; align-items: stretch; }
.compras { display: grid; gap: 10px; }
.compra { display: grid; grid-template-columns: 44px 1fr auto auto; gap: 14px; align-items: center; padding: 14px 16px; border-radius: 18px; background: var(--fondo); border: 1px solid var(--linea); animation: entrar .45s ease-out; }
@keyframes entrar { from { opacity: 0; transform: translateY(10px); } }
.compra .ico-c { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: var(--lila-suave); color: var(--ciruela-3); }
.compra small { display: block; color: var(--gris); font-size: 12.5px; }
.compra .monto { font-weight: 700; }
.compra .gana { font-weight: 800; color: #0f8a6a; background: #ddf9f0; padding: 5px 10px; border-radius: 999px; font-size: 13px; }
.alcancia { background: var(--grad); border-radius: 28px; padding: 34px; color: var(--ciruela); display: flex; flex-direction: column; justify-content: space-between; gap: 20px; }
.alcancia .grande { font-size: 60px; font-weight: 800; letter-spacing: -.04em; line-height: 1; }
.alcancia p { font-weight: 600; }
.alcancia .boton { background: var(--ciruela); color: #fff; align-self: flex-start; }

/* Seguridad */
.seguridad { display: grid; grid-template-columns: .9fr 1.1fr; gap: 60px; align-items: center; }
.control-app { background: var(--ciruela); border-radius: 32px; padding: 30px; color: #fff; box-shadow: var(--sombra); max-width: 420px; width: 100%; margin-inline: auto; }
.control-app .tarjeta { margin-bottom: 22px; transition: filter .5s, background .5s; }
.control-app.congelada .tarjeta { filter: grayscale(1) brightness(.75); }
.control-app .hielo { position: absolute; inset: 0; display: grid; place-items: center; background: rgba(200,230,255,.25); backdrop-filter: blur(2px); opacity: 0; transition: opacity .4s; z-index: 2; font-weight: 800; letter-spacing: .1em; }
.control-app.congelada .hielo { opacity: 1; }
.interruptor { display: flex; justify-content: space-between; align-items: center; padding: 14px 4px; border-top: 1px solid #ffffff14; font-size: 14.5px; }
.interruptor small { display: block; color: #a995c4; font-size: 12px; }
.switch { width: 50px; height: 30px; border-radius: 999px; background: #ffffff25; border: 0; cursor: pointer; position: relative; transition: background .3s; flex-shrink: 0; }
.switch::after { content: ""; position: absolute; top: 4px; left: 4px; width: 22px; height: 22px; border-radius: 50%; background: #fff; transition: transform .3s; }
.switch[aria-checked=true] { background: var(--coral); }
.switch[aria-checked=true]::after { transform: translateX(20px); }
.lista-seg { display: grid; gap: 18px; margin-top: 10px; }
.lista-seg div { display: flex; gap: 16px; }
.lista-seg .icono { width: 46px; height: 46px; border-radius: 14px; background: var(--lila-suave); color: var(--ciruela-3); display: grid; place-items: center; flex-shrink: 0; }
.lista-seg h4 { font-size: 17px; }
.lista-seg p { color: var(--gris); font-size: 15px; }

/* Lista de espera */
.espera { background: var(--grad); border-radius: 36px; padding: 64px; display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; color: var(--ciruela); position: relative; overflow: hidden; }
.espera h2 { font-size: clamp(32px, 4.4vw, 52px); line-height: 1.04; letter-spacing: -.03em; }
.espera p { font-weight: 600; margin-top: 14px; font-size: 17px; }
.formulario { background: rgba(255,255,255,.75); backdrop-filter: blur(10px); padding: 28px; border-radius: 26px; display: grid; gap: 12px; }
.formulario input, .formulario select { padding: 15px 18px; border-radius: 14px; border: 1px solid #e5d9f5; background: #fff; font-size: 15.5px; outline: none; color: var(--tinta); width: 100%; }
.formulario input:focus, .formulario select:focus { border-color: var(--coral); }
.formulario .boton { background: var(--ciruela); color: #fff; padding: 16px; }
.formulario small { font-size: 12px; color: var(--tinta-2); }

/* Preguntas */
.preguntas { max-width: 820px; margin-inline: auto; display: grid; gap: 12px; }
details { background: var(--blanco); border: 1px solid var(--linea); border-radius: 20px; padding: 22px 26px; }
details[open] { border-color: var(--lila); }
summary { cursor: pointer; font-weight: 700; font-size: 17px; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--coral); font-size: 24px; line-height: 1; transition: transform .3s; }
details[open] summary::after { transform: rotate(45deg); }
details p { color: var(--gris); margin-top: 12px; }

/* Pie */
footer { background: #16041f; color: #bfaed6; padding: 70px 0 36px; font-size: 14px; }
.pie { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; }
.pie h5 { color: #fff; font-size: 14px; margin-bottom: 14px; }
.pie a { display: block; margin-bottom: 9px; }
.pie a:hover { color: var(--coral); }
footer .logo-texto strong { color: #fff; }
.legal { border-top: 1px solid #ffffff14; margin-top: 50px; padding-top: 26px; font-size: 12.5px; color: #8f7ea8; display: grid; gap: 8px; }

/* WhatsApp flotante */
.wa { position: fixed; right: 20px; bottom: 20px; width: 58px; height: 58px; border-radius: 50%; background: #25d366; display: grid; place-items: center; color: #fff; box-shadow: 0 12px 30px -8px #25d366; z-index: 60; transition: transform .2s; }
.wa:hover { transform: scale(1.08); }
.wa svg { width: 30px; height: 30px; fill: currentColor; }

/* Animación al hacer scroll */
.revelar { opacity: 0; transform: translateY(26px); transition: opacity .8s ease, transform .8s ease; }
.revelar.visible { opacity: 1; transform: none; }

@media (max-width: 980px) {
  .nav-enlaces { display: none; }
  .hero .envoltura, .diseno, .metas, .redondeo, .seguridad, .espera { grid-template-columns: 1fr; }
  .escena { height: 520px; max-width: 420px; margin-inline: auto; width: 100%; }
  .rejilla { grid-template-columns: 1fr 1fr; }
  .pie { grid-template-columns: 1fr 1fr; }
  .espera { padding: 40px 28px; }
}
@media (max-width: 620px) {
  section { padding: 70px 0; }
  .hero { padding: 50px 0 70px; }
  .rejilla { grid-template-columns: 1fr; }
  .escena { height: 480px; }
  .telefono { width: 230px; height: 470px; right: 0; transform: scale(.95); transform-origin: top right; }
  .tarjeta-hero { width: 250px; bottom: 10px; }
  .tarjeta-hero .tarjeta { padding: 16px; }
  .tarjeta-hero .tarjeta-num { font-size: 13px; }
  .nav .boton { padding: 9px 14px; font-size: 13px; }
  .compra { grid-template-columns: 40px 1fr auto; }
  .compra .monto { display: none; }
  .pie { grid-template-columns: 1fr; }
  .panel, .resultado, .alcancia { padding: 24px; }
  .espera { padding: 32px 20px; border-radius: 28px; }
  .tarjeta { padding: 16px; }
  .tarjeta-num { font-size: 14px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .revelar { opacity: 1; transform: none; }
}